OWNER USER / SINGLE TENANT Commercial Property Financing

Available in all 50 states.

We offer very aggressive rates to for Owner User Commercial properties where the Borrower’s business is the primary tenant or there is a single credit tenant Lessee.  

LOAN AMOUNTS:             $500,000 to $6,000,000

LOAN PURPOSES:            Permanent financing for purchase, expansion or refinance with cash out.

PROPERTY TYPES:          Office, retail, wholesale, light industrial and Special Purpose Properties (lower LTV); restaurants, flagged hotels, auto & truck dealers, RV Parks, self storage, bowling alleys, funeral homes, etc.

TERM and AM:                    25 fully amortizing, no calls or balloons

LOAN TO VALUE:             Purchases: max 85% LTV on multi use properties, 65% max LTV on Special Use Properties

                                              Cash Out Refi: max 75% LTV, lower on Special Use Properties

FIXED RATE TERMS:       Fixed rate loans available for 5, 10 or 25 years

 INTEREST RATES             5 yr fixed: 5 yr US T SWAP + 2.50

AS LOW AS:                       10 yr fixed: 10 yr US T SWAP + 2.55

          25 yr fixed: 10 yr US T SWAP + 2.65

 PREPAY POLICY:              Standard: 10% yr 1, declining by 1% per year