Equipment Leasing Financing Program Mortgage Cap Financial

Equipment Financing / Leasing Program -

PRINT OUT AND FAX OR E-MAIL EQUIPMENT FINANCING LEASING APPLICATION (in Word)
or in Adobe Acrobat format

Equipment Leasing Qualifications :

Financing available for business purposes only. No part of any funds can be used for personal purposes, separate business banking account and company must be registered with city and state government.
Customer minimum 2 years in business, start ups and businesses established less than 2 years can be considered but personal credit of guarantors will be more critical
Bank account open for at least two years and handled in a satisfactory manner, again less than 2 years can be considered with compensating factors
Credit previously established for at least one year with a satisfactory payment history in the form of a lease, loan or trade agreement. If no prior credit maximum lease amount may be restricted
Up to $50 million available with approval of completed application. Application only types of leases up to 150,000 with exceptional credit otherwise financial statements, tax returns and completed application

Mortgage Cap Financial specializes in the following transactions:

All Types of Equipment
Non-Rated Credits
Various End-of-Lease Options Available
Purchase Single Transactions and Portfolios
Profitable Companies, Minimum 2 Years in Business, start up and companies that are not profitable must have compensating factors such as additional collateral and/or personal guarantors
Domestic and International equipment financing

Why Lease?

It's simple: leasing can be more cost-effective than buying with cash, or with conventional loans -- especially if the new equipment can help increase sales or profits. And here's why:

Leasing conserves your working capital. You can finance up to 100% of the equipment cost, with no money down.
Leasing won't sap your business credit. In many cases, you can continue to use your existing lines of credit while leasing.
Fixed payments. Your monthly payments remain the same, no matter what happens to conventional interest rates.
Tax savings. Lease payments can be operating expenses that come out of pre-tax earnings.
Eliminate obsolescence. With an outright purchase, you 'own' that equipment, even if it is already outdated by newer technology. A lease can be structured to terminate when the equipment becomes obsolete.
Flexible Terms and Conditions. Leases can be adjusted to your needs. Options include seasonal payment skips, step-up or step-down payments, monthly, quarterly, or annual payments.
Simple accounting. A lease payment is typically a line-item expense that doesn't increase your liabilities on your balance sheet.

If you don't see your equipment on this list, we still should be able to lease it. Most equipment can be leased. Vendors of equipment and customers wanting to lease equipment, if you need a down payment at the time of your order we can work out special terms.

PRINT OUT AND FAX OR E-MAIL EQUIPMENT FINANCING LEASING APPLICATION (in Word)
or in Adobe Acrobat format